A Message from HELPS Founder Eric Olsen

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do you have old debt you can't afford to pay? WE CAN HELP.

We'll contact you to discuss your situation.

Please check any that apply to you:
  I have debt I cannot afford to pay.
  I am being harassed by creditors.
  I am a senior citizen or disabled person.

Thank you for your information.

Need immediate help? Call 855-435-7787 to speak to a HELPS representative.


What is HELPS?

Helps Nonprofit Law Firm is legal representation designed specifically to stop creditors from harassing our clients by phone or mail. HELPS is a 501(c)(3)law firm that represents seniors, retired and disabled persons in all 50 states in order to receive communications from collectors with respect to debt as described by the Federal Fair Debt Collection Practices Act. HELPS does not represent persons in court or provide legal advice. HELPS educates senior citizens and disabled persons about their legal rights and how exercise them. If any of our clients need a local attorney where they live, we will assist the client in obtaining an attorney willing to help them on a pro bono basis. HELPS Nonprofit Law Firm never turns down a qualified seniors in need.

The History of HELPS

HELPS(Help Eliminate Legal Problems for Seniors and Disabled) was founded by Eric Olsen, senior partner of OlsenDaines, one of the United States' largest consumer bankruptcy firms. Eric became an attorney in 1978, helping thousands of people with financial problems during his nearly forty years of practice. In 2005, Congress passed the Bankruptcy Reform Act, making bankruptcy much more complicated and expensive. With the knowledge that seniors' income: social security, retirement, disability and VA benefits had always been protected from collectors by law, Eric knew that many seniors did not need to use their valuable funds on these expensive and stressful bankruptcy filings.

But Eric also knew that debt collectors were often merciless. He understood endless harassing calls and letters caused seniors to suffer terribly. Fortunately, as a bankruptcy attorney, Eric was very familiar with the Fair Debt Collection Practices Act, federal law that protected consumers from debt collectors. He knew that debt collectors could not directly communicate with a person represented by an attorney. Calls and letters must go to the attorney instead.

Consequently, HELPS was founded to provide seniors with an attorney who communicates with the collectors. By providing this service, seniors are able to gain relief from collector harassment without the need to file an expensive and unneeded bankruptcy. HELPS is a 501 c nonprofit law firm formed specifically to receive communication from collectors. HELPS does not provide legal advice. However HELPS does educate and provides information to seniors how they can maintain their financial independence. HELPS also assists persons working with seniors about seniors' financial rights. HELPS can provide information and help regarding tax, student loan and housing issues. As a nonprofit law firm, HELPS was designed to be extremely affordable and ultimately available to every eligible senior in need, regardless of ability to pay. To learn more, read “Lending a Hand,” in the Oregon State Bar Bulletin, which talks about Eric and the founding of HELPS.

Learn more about other issues facing Senior Citizens and how HELPS assists its clients with these matters.
Peace of Mind
These HELPS clients were dealing with harassing debt collectors and anxiety over old Debt. HELPS provided a solution to their financial worries.