Sign Up With HELPS and Find Relief

The Steps To Being Protected By HELPS are simple.

Are You a Senior or Disabled Person?

Pensions, Social Security and other forms of retirement income are protected by federal laws.

Enroll in HELPS

Fill out our simple form online, request an enrollment packet by mail or enroll over the phone. Most HELPS clients enroll by phone. No money is necessary and the process typically takes around five to ten minutes. We will send you an email confirming enrollment before the call has ended. Protection begins immediately.

protect your rights

HELPS is committed to helping all seniors and disabled persons seek protection under the law. For persons that do not want our services, we are happy to provide a cease and desist letter template to use as needed.


How Helps Works

Collectors cannot call persons represented by an attorney. HELPS stops collector harassment. Find out more.

The Cost of HELPS

HELPS protection is available for free or  around 50 cents or less per day. Find out more.

What Else Does HELPS Do?

HELPS is a nonprofit law firm dedicated to improving and caring for the lives of seniors and disabled persons. We educate seniors and persons working with seniors about laws, services and opportunities available to seniors in need. Find out more about what we do.

In addition, HELPS routinely assists its veteran clients in making sure they are receiving the full amount of benefits to which they may be entitled.

Can I Call and Ask Questions?

Yes! Our motto is “sharing the burden.” We are always happy to discuss your questions and concerns. Contact us.

How Do I Know If I Qualify for HELPS?

HELPS is for seniors and disabled persons receiving social security, pension, disability or veteran's benefits. Learn more.

Do I Need to Come In To an Office?

No. You may enroll with HELPS immediately over the phone or internet.

How long can I be on HELPS?

HELPS is your attorney to receive creditor contact on an ongoing basis, 6 months, a year and longer.

How can I share what HELPS does with others?

HELPS has free literature, flyers, videos, posters for distribution- call us or email for promotional material to share with others.

Learn More About HELPS

HELPS Nonprofit Law Firm is an option for seniors and disabled persons who do not need to file bankruptcy or spend their limited income on attorney fees. Because we are a nonprofit, we do not ever refuse an eligible senior or disabled person representation for inability to pay. We were created specifically to protect seniors and disabled persons from abusive and impoverishing debt collection. It is our continued mission to do the same.

How Our Representation Works:

  • Your social security, pension, veterans benefits or disability income is protected under federal law from collection.
  • A collector cannot communicate by writing or phone calls with a person if they have an attorney.
  • HELPS sends letters to collectors advising them that we represent you for purpose of communication.
  • HELPS accepts calls from creditors so our clients do not need to talk to them
  • If a HELPS client is served a summons and complaint HELPS will provide proof of federally protected social security or other income so they understand they cannot take this income.
  • When new notices are received from additional collectors, HELPS will notify them that we represent the client for purpose of communication.
  • HELPS can direct and assist its clients obtain pro bono (free) attorneys for legal services if that is necessary.
  • HELPS does not represent persons in court or perform legal services. We provide representation to stop collection harassment.

Household Income Under $750 a month

  • Entirely free. When client is able, suggested $5-$10 a month maintenance fee thereafter.

Household Income $750-1250 a month

  • The first 30 days are free.
  • $30 per month maintenance fee for 12 months.
  • $10 per month thereafter.

Household Income in excess of $1250

  • The first 30 days are free.
  • $40 a month maintenance fee for 12 months.
  • $20 a month thereafter.

To The Families of Seniors

We understand it is hard to watch the parent or family member you love face hard times. Sometimes these issues seem to arrive without any previous warning and other times it is just too much to face painful signs of a senior's decline. Nobody likes to see someone they love suffer, especially a dear family member. Many times seniors try to hide their suffering from loved ones, trying to protect them from the realities of their financial situation.

Don't Delay Getting Help

One of the biggest mistakes a family can make is choosing to deny a financial crisis. Things put off for too long typically tumble down when there is an unplanned medical event and all of the frustrating problems become much tougher to solve. Unpleasant discussions about insurance policies or credit card bills are made much worse when done under the pressure of ill health or decline.

We Are Here To Help

The attorneys of HELPS are here to answer any and as many questions as needed about our program. If you are concerned about the financial situation of a senior in your family or a disabled person you love, don't hesitate to contact us at 855-435-7787. We will carefully explain how HELPS could benefit your loved one.

Don't let debt worries destroy your life. Enroll in HELPS NOW

Our attorneys and staff are here to help. Call 855-GET-HELPS/855-435-7787 with any questions or concerns. We can help you enroll over the phone or provide any additional assistance you require.